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Tuesday, October 20, 2009

Do we need to control spending?

Oftentimes I ask myself, do i really need this? sometimes i justify my wants as my needs.

when i do not buy what I want, i felt deprived.

when i bought something which i do not need, i regret buying it.

to be in control, i need to

1. self motivate
2. keep my focus on my financial goal.
3. get an accountability partner
4. avoid going to the mall
5. practice self gratification
6. pay myself first
7. track my expenses

seek help from the HOLY SPIRIT for infilling , on my own i cannot do it.

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