The bank responded to my request for reconsideration to convert mybalance of 60k to 24 months installment at a lower interest rate from 3.5% to 1.5%.  Last month , i was denied when i applied thru their agent over the phone,  i  was disappointed when i was told that my request was disapproved for undisclosed reason. That did not stop me,  i  emailed their customer service yesterday and they respond favorably.  The bank account officer called me to confirm my request.  
I have stopped using my card, few months back.
I am thanking the LORD for  answering my prayers and for guidance.
He sent me a new friend whom he uses to  give comfort and guidance thru the stressfull  times in handling my unnecessary fears.
To my friend,  i am forever grateful.
GOD is awesome.
 
 
1 comment:
A Poser:
How can you be sure that you owe that much without a formal document?
Food For Thought:
If MERALCO collector will say you owe them P20,000.00 electric bill, would you go ahead paying or arranging an Agreement right away?
Be wary - for the world is full of trickery.
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